Carolina is a claims representative handling a liability claim. She informs the insured that statements must be true under penalty of perjury and sends a transcription for signature before a notary. This constitutes a

Carolina is a claims representative handling a liability claim. She informs the insured that statements must be true under penalty of perjury and sends a transcription for signature before a notary. This constitutes a

• A. Affidavit.
• B. Deposition.
• C. Recorded statement.
• D. Examination under oath.

Answer: (C)

The essential idea being tested is how a sworn, written record of what the insured says is created and used in a claim. When the insurer tells the insured that statements must be true under penalty of perjury and sends a transcription to be signed before a notary, the insured’s statements are captured in writing and sworn to be true. That written, sworn document becomes part of the claim file as a formal record of what was stated. In claims handling, this is described as a recorded statement—the written, sworn account of the facts given by the insured for the claim. This differs from a deposition, which is usually oral testimony taken in a formal legal setting with a court reporter; and from an examination under oath, which is a more formal, often in-person interview conducted under oath. The scenario centers on a written, sworn transcription kept as a record, hence a recorded statement.

The essential idea being tested is how a sworn, written record of what the insured says is created and used in a claim. When the insurer tells the insured that statements must be true under penalty of perjury and sends a transcription to be signed before a notary, the insured’s statements are captured in writing and sworn to be true. That written, sworn document becomes part of the claim file as a formal record of what was stated. In claims handling, this is described as a recorded statement—the written, sworn account of the facts given by the insured for the claim.

This differs from a deposition, which is usually oral testimony taken in a formal legal setting with a court reporter; and from an examination under oath, which is a more formal, often in-person interview conducted under oath. The scenario centers on a written, sworn transcription kept as a record, hence a recorded statement.